Calculate your PF contributions, maturity amount, and retirement benefits. Free online provident fund calculator for employees.
Calculate your Provident Fund contributions, maturity amount, and retirement benefits. Plan your long-term savings and understand your retirement corpus.
Enter your employment details above to see your PF calculations.
A mandatory retirement savings scheme where both employee and employer contribute to build a retirement corpus.
Employee: 12% of basic + DA. Employer: 3.67% to PF + 8.33% to EPS + 0.5% to EDLI + 0.5% to admin charges.
PF interest rates are set by the government annually, currently around 8.1% per annum, compounded monthly.
Employee contributions are eligible for tax deduction under Section 80C, up to ₹1.5 lakhs per year.
This calculator provides general estimates for educational purposes only and should not replace professional financial advice. PF calculations may vary based on specific employment contracts, company policies, and applicable laws. Interest rates and contribution rules are subject to change by the government. Always consult with your HR department, financial advisor, or EPFO for accurate calculations and guidance specific to your employment situation.
Provident Fund is a retirement savings scheme where both employee and employer contribute a percentage of the employee's basic salary. It's a long-term investment that provides financial security after retirement.
The standard PF contribution is 12% of basic salary from both employee and employer. However, the employer's contribution is split: 3.67% goes to PF and 8.33% goes to Employee Pension Scheme (EPS).
PF can be withdrawn upon retirement (58 years), resignation after 2 months of unemployment, or in specific circumstances like medical emergencies, home purchase, or education. Partial withdrawals are also allowed for certain purposes.