Income Tax Calculator

Calculate your income tax liability, tax slabs, and take-home salary. Free online income tax calculator for FY 2024-25.

Calculator

Income Tax Calculator

Calculate your income tax liability, understand tax slabs, and determine your take-home salary. Plan your taxes efficiently with our comprehensive income tax calculator.

Income Tax Calculator

Basic Information

Income Sources

Deductions & Exemptions

Tax Regime

Select the tax regime that suits your financial planning

Results

Enter your income details above to see your tax calculation.

Understanding Income Tax

Taxable Income

Total income minus eligible deductions and exemptions equals your taxable income.

Progressive Taxation

Different portions of your income are taxed at different rates based on tax slabs.

Deductions

Various deductions under Chapter VI-A help reduce your taxable income and tax liability.

Tax Regimes

Choose between old regime (with deductions) or new regime (lower rates, no deductions).

Income Tax Slabs FY 2024-25

Old Tax Regime

Up to ₹3,00,000: 0%
₹3,00,001 - ₹6,00,000: 5%
₹6,00,001 - ₹9,00,000: 10%
₹9,00,001 - ₹12,00,000: 15%
₹12,00,001 - ₹15,00,000: 20%
Above ₹15,00,000: 30%

New Tax Regime

Up to ₹3,00,000: 0%
₹3,00,001 - ₹6,00,000: 5%
₹6,00,001 - ₹9,00,000: 10%
₹9,00,001 - ₹12,00,000: 15%
₹12,00,001 - ₹15,00,000: 20%
Above ₹15,00,000: 30%

Common Deductions

Section 80C Deductions

  • Employee Provident Fund (EPF)
  • Public Provident Fund (PPF)
  • Equity Linked Saving Scheme (ELSS)
  • National Savings Certificate (NSC)
  • Life Insurance Premium
  • Principal Repayment of Home Loan

Other Deductions

  • Section 80D: Health Insurance Premium
  • Section 80TTA: Savings Account Interest
  • Section 80G: Donations to Charities
  • HRA: House Rent Allowance
  • LTA: Leave Travel Allowance
  • Standard Deduction: ₹50,000

Features

  • • Accurate tax calculation
  • • Both old and new tax regimes
  • • Multiple income sources
  • • Comprehensive deductions
  • • Tax slab breakdown
  • • Free to use

Perfect For

  • • Tax planning
  • • Salary negotiations
  • • Investment decisions
  • • Financial planning
  • • HR professionals
  • • Tax consultants

Important Disclaimer

This calculator provides general estimates for educational purposes only and should not replace professional tax advice. Tax calculations may vary based on specific circumstances, additional income sources, and applicable exemptions. Tax laws and rates are subject to change. Always consult with a qualified tax professional or chartered accountant for accurate tax calculations and compliance with current tax laws.

Frequently Asked Questions

How is income tax calculated?

Income tax is calculated based on your total taxable income after deducting eligible exemptions and deductions. The tax is computed using progressive tax slabs where different portions of income are taxed at different rates.

What are the current income tax slabs?

For FY 2024-25, the tax slabs are: Up to ₹3 lakhs (0%), ₹3-6 lakhs (5%), ₹6-9 lakhs (10%), ₹9-12 lakhs (15%), ₹12-15 lakhs (20%), and above ₹15 lakhs (30%). Additional cess of 4% applies.

What deductions can I claim?

Common deductions include Section 80C (PF, ELSS, etc. up to ₹1.5L), Section 80D (health insurance), Section 80TTA (savings account interest), HRA, LTA, and standard deduction of ₹50,000.